Each piece of Art is unique and irreplaceable and some may cost a fortune or may have substantially high value owing to history, age and relevance. You would hate for anything to happen to your prized possessions, such as accidental damage, theft or acts of god. Any damage or loss to art has a financial and as well as sentimental impact. While the emotional aspect can only be healed in time, the Financial loss can be covered with a suitable art insurance policy in place.

Each piece of Art is unique and irreplaceable and some may cost a fortune or may have substantially high value owing to history, age and relevance. You would hate for anything to happen to your prized possessions, such as accidental damage, theft or acts of god. Any damage or loss to art has a financial and as well as sentimental impact. While the emotional aspect can only be healed in time, the Financial loss can be covered with a suitable art insurance policy in place.

Art Insurance is specilaized tailor-made all risk policy which is far more comprehensive than the traditional fire or householder policies, with minimal exclusions.

Art Insurance is specilaized tailor-made all risk policy which is far more comprehinsive than the traditional fire or householder policies, with minimal exclusions.

The insurance covers all risks of physical loss or physical damage unless the loss or damage is caused by a peril that is excluded.

The insurance covers all risks of physical loss or physical damage unless the loss or damage is caused by a peril that is excluded.

Broadly following perisl are excluded, for detailed information kindly contact us: Loss or damage caused by or resulting from: wear and tear; gradual deterioration by any cause; insects, vermin or rodents; inherent vice or defective workmanship. Loss or damage caused by order of any civil authority, including seizure, confiscation, destruction or quarantine of property. We do cover loss resulting from acts of destruction by the civil authority to prevent the spread of fire, unless the fire is caused by a peril excluded under this coverage. Loss caused by or resulting from a nuclear reaction, nuclear radiation or radioactive contamination. Loss or damage caused by: i) war, including undeclared war or civil war; or ii) a warlike action by a military force, including action taken to prevent or defend against an actual or expected attack, by any government, sovereign or ther authority using military personnel or other agents; or iii) insurrection, rebellion, revolution or unlawful seizure of power including action taken by governmental authority to prevent or defend against one of these.

Broadly following perils are excluded, for detailed information kindly contact us: Loss or damage caused by or resulting from: wear and tear; gradual deterioration by any cause; insects, vermin or rodents; inherent vice or defective workmanship. Loss or damage caused by order of any civil authority, including seizure, confiscation, destruction or quarantine of property. We do cover loss resulting from acts of destruction by the civil authority to prevent the spread of fire, unless the fire is caused by a peril excluded under this coverage. Loss caused by or resulting from a nuclear reaction, nuclear radiation or radioactive contamination. Loss or damage caused by: i) war, including undeclared war or civil war; or ii) a warlike action by a military force, including action taken to prevent or defend against an actual or expected attack, by any government, sovereign or ther authority using military personnel or other agents; or iii) insurrection, rebellion, revolution or unlawful seizure of power including action taken by governmental authority to prevent or defend against one of these.

Although not mandatory in most of the cases, however it is recommended to have a professional appraisal in place.

In case of a loss, you must: i) give us prompt notice including a description of the items involved and how, when and where the loss or damage occurred; ii) give notice to the police when the act that causes the loss may be a crime; and take all reasonable steps to protect your collection at the time of and after an insured loss to avoid further loss.

In case of a loss, you must: i) give us prompt notice including a description of the items involved and how, when and where the loss or damage occurred; ii) give notice to the police when the act that causes the loss may be a crime; and take all reasonable steps to protect your collection at the time of and after an insured loss to avoid further loss.

Collection: Paintings, etchings, pictures, tapestries, rare or artistic glass, valuable rugs, statuary, sculptures, antique furniture, porcelains, rare books, manuscripts, photographs, memorabilia and other property of rarity, historical value or artistic merit as shown in the schedule of coverage or purchased during the policy period. Excess: The amount shown in the schedule of coverage which you must pay as the first part of each agreed claim. Fair market value: The price at which an item from your collection would sell on the open market between a willing buyer and a willing seller, with neither being required to act, and both having reasonable knowledge of the relevant facts. Policy limit: The most we will pay for a loss as shown in the schedule of coverage. Schedule of items: The pages labelled schedule of coverage which set out details pertaining to this insurance, including any changes to the cover that subsequently attach to the schedule of coverage by endorsement. Schedule of coverage: The list of items comprising your collection showing the value for which each item is insured. We/ us/ our: The underwriters who have a share in this insurance as shown in the schedule of coverage. You/ your: The person(s) or organisation(s) identified as the insured in the schedule of coverage.

Collection: Paintings, etchings, pictures, tapestries, rare or artistic glass, valuable rugs, statuary, sculptures, antique furniture, porcelains, rare books, manuscripts, photographs, memorabilia and other property of rarity, historical value or artistic merit as shown in the schedule of coverage or purchased during the policy period. Excess: The amount shown in the schedule of coverage which you must pay as the first part of each agreed claim. Fair market value: The price at which an item from your collection would sell on the open market between a willing buyer and a willing seller, with neither being required to act, and both having reasonable knowledge of the relevant facts. Policy limit: The most we will pay for a loss as shown in the schedule of coverage. Schedule of items: The pages labelled schedule of coverage which set out details pertaining to this insurance, including any changes to the cover that subsequently attach to the schedule of coverage by endorsement. Schedule of coverage: The list of items comprising your collection showing the value for which each item is insured. We/ us/ our: The underwriters who have a share in this insurance as shown in the schedule of coverage. You/ your: The person(s) or organisation(s) identified as the insured in the schedule of coverage.